By Dr. Jorge Jimenez, President, Juniper Payments Commerce has come a long way — from ancient bartering to the modern fiat currency system we use today, from sending money across the country via telegram to transferring funds electronically from your computer or mobile phone. Despite how far we’ve come, considerable advances in payment technologies have not made it to the U.S. until the last decade. While the rest of the world is seemingly 15 years ahead, we have continued mailing checks to pay bills, as technology has not been readily available or accessible for financial institutions to...