By: Lou Grilli, Senior Innovation Strategist While cryptocurrency continues to make headlines, the recent focus has been on declining valuations rather than stunning surges. Bitcoin (BTC), the quintessential decentralized crypto, is still primarily viewed as a speculative investment. Despite being around since 2010, using bitcoin for everyday small transactions remains impractical and, in many cases, unwise. Due to their continuously changing value, decentralized cryptocurrencies like bitcoin can be somewhat risky for purchasing and merchant acceptance – as exemplified by the famous case of...