Joe Schmithorst

Vice President Client and Product Strategy

Joe Schmithorst is a visionary leader with extensive expertise in building bank card strategy and product innovation. Throughout his career at First Financial Bank, Alliance Data Card Services and U.S. Bank, Joe has consistently identified opportunities, rebuilt operational frameworks and delivered results that exceed expectations. He has also led strategic partnerships with major industry players, including Visa, FIS and Mastercard.

Joe attended Eastern Kentucky University and resides in Fort Mitchell, KY.