Payments are moving faster than ever. But so are cybercriminals, who are gaining speed and efficiency through the use of artificial intelligence to create scams that are nearly indistinguishable from reality. Real-time payment systems and money transfer apps are making the movement of money quicker and easier than ever before – but their speed, finality and always-on availability are proving to be extremely attractive to scammers. Speed – Clearing and settlement occurs almost immediately, minimizing the timeframe to detect fraud and stop fraudulent payments from processing. Finality –...