In July 2025, Cash App expanded its use of EMV 3‑D Secure (3DS) with a Data‑Only approach – a mode designed to share rich contextual data with issuers without triggering a step‑up challenge. As a result, our clients saw a 27% month‑over‑month reduction in fraudulent...
Payments are moving faster than ever. But so are cybercriminals, who are gaining speed and efficiency through the use of artificial intelligence to create scams that are nearly indistinguishable from reality. Real-time payment systems and money transfer apps are...
It’s in your phone, your desktop and your car. It helps your robot vacuum navigate the room and may even assist your healthcare provider in creating a treatment plan. And it’s all over the financial world, offering advice on wealth management and stock market trades,...
By: Primax The world of digital assets is evolving quickly, and one of the most significant developments reshaping modern finance is the rise of stablecoins. Once niche tools for cryptocurrency trading, stablecoins are now a central component of broader discussions...
By: Primax Since the release of the Consumer Financial Protection Bureau’s (CFPB’s) Personal Financial Data Rights rule, commonly referred to as Rule 1033, the financial services industry has been closely monitoring the impacts on an open banking ecosystem that is...
By: Primax The Summer 2025 Spending Report, a special edition of the Primax Payments Pulse, explores year-over-year, same-store financial institution comparisons and provides a view of consumer transactions and trends from April through June 2025. The report also...
By: Primax Need groceries? Pull up the grocery store app — click on your items — receive them within the hour. Want a special film for movie night? It’s probably available instantly on Hulu, Apple TV, Amazon or Netflix – and if you don’t have the right streaming...
By: Primax As the saying goes, “AI is as bad today as it’s ever going to get.” And it rings true: We see AI evolving every day in ever-emerging fraud schemes, and the analyses our teams conduct in defense are constantly becoming smarter and faster, too. There will...
By Emily Mayben, Marketing Consultant, Advisors Plus Consumer banking has always been about relationships – but in today’s digital-first world, relationships aren’t just built in person at the branch, but through personalized, relevant interactions at every...
By: Primax Financial institutions (FIs) are constantly grappling with a complex and evolving cybercrime challenge — brute force attacks on cards. This type of attack is a direct threat to credit unions and their members, and the number of brute force attacks is...
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