Expertly managed credit card portfolio operations

Many financial institutions today struggle to see growth in their credit card portfolios due to high operational costs and low average card penetration. Others simply do not have the time and staff expertise to handle the many risk, compliance and marketing processes needed to maintain a successful credit card program. As consumer preferences continue to shift toward cashless transactions, financial institutions will need to keep up with their accountholder’s evolving payment needs.

Primax’s Agent Credit Card Program allows financial institutions to outsource their credit card operations, improving efficiency and freeing up staff to focus on other critical processes. The credit card program is handed over to experts that will manage the risk and cost of credit decisioning, fraud, disputes, marketing and servicing. With the Agent Credit Card Program, cardholders will also have access to a full suite of consumer and business credit card options.